Advice about personal loans – Advantage loans – are they legitimate?

Don't touch them.

All they will do is take your money and pass your details to Black Horse. (Who will charge you 40%apr)

I would apply with a company like surefire finance they are a broker but don't charge fees for unsecured loans

There are 2 types of personal loans – secured personal loans and unsecured personal loans. Secured personal loans require you to pledge any of your assets like you house to the lender as collateral. Many people choose this type of loan due to many benefits like lower interest rates, long repayment time and easy terms and conditions. But your asset is under threat if you cannot make timely payments. Your asset can be taken over by the lender and thus you lose the possession of it

the other thing you need to check urgently is their interest rate. it will be lots higher than banks. you can end up paying back double what you borrow. if as you say the bank has already declined it might be less painful to go to cab and get them to help you work out a budget and they can help get in contact with creditors and try to freeze interest on monies already outstanding. why end up in bigger financial trouble if you dont have to

And now I'll disappear for 90 minutes or so and come back grateful for any responses…

The EPC's will cost around £80 and they will need renewing every 10 years. At least that is their position today so I think that is a little exagerated.

Currently the EPC will also be subject to VAT but there is a growing call for this to be scrapped or reduced to the lower 5%. VAT can be avoided if you use a small independant company or sole trader as they may well be trading under the VAT threshold.

RT Think. Out of every situation, good or bad, you have been in. You always get something out of it. Experience. Learn. Grow.

bad credit loans on paying the brokerage fee,i am reluctant due to reviews on the net and i have been stung before by a company called wentorth finance ,and never got the loan of the 50 pound fee back,
i have had an offer from flm but need a gaurantor which isnt really an option either .
i wondered if anyone had any loan companys that considered bad credit ,but loaned direct without these numerous sites with different alias but mainly did same thing pay us and we will get u loan (maybe)senario
has anyone also heard of a company called fresh loans they have they sent me details out but the may be a charge but not always ,i suspect she didnt want to tell me there was a charge

thanks
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bad credit loans on paying the brokerage fee,i am reluctant due to reviews on the net and i have been stung before by a company called wentorth finance ,and never got the loan of the 50 pound fee back,
i have had an offer from flm but need a gaurantor which isnt really an option either .
i wondered if anyone had any loan companys that considered bad credit ,but loaned direct without these numerous sites with different alias but mainly did same thing pay us and we will get u loan (maybe)senario
has anyone also heard of a company called fresh loans they have they sent me details out but the may be a charge but not always ,i suspect she didnt want to tell me there was a charge

thanks
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